The Broken Banking System and How XRP is Fixing the Mess

“Banking is necessary. Banks are not.” — Bill Gates once said this, and it hits even harder today than ever. Why? Because the banking system, the one we depend on to move money across the globe, is slow, expensive, and full of inefficiencies. But here’s the kicker: it’s not just inconvenient — it’s designed this way.

This is where XRP comes in. It’s not just another cryptocurrency — it’s a solution. A disruptor. A system designed to overhaul how money moves globally, benefiting everyone from businesses to individuals, and even giving average people (yes, YOU) access to a piece of the future.

But before we get to the good stuff, let’s break down the banking system. No fluff, no jargon — just real talk.

How Banks Really Work: A Tale of Trust, Delay, and Fees

Imagine you’re sending $1,000 from New York to your friend Maria in Mexico. You walk into your local bank, hand them the cash, and they promise it’ll get there. Seems simple, right?

Not so fast.